![Savings-and-Transaction-Accounts-logo](https://www.canstar.co.nz/wp-content/uploads/2016/06/Savings-and-Transaction-Accounts-logo.jpg)
Savings and Transaction Account Star Ratings 2016
CANSTAR has researched and rated
54 savings and transaction accounts across 11 institutions
How to survive low interest rates
![Savings and Transaction Account Star Ratings 2016](https://www.canstar.co.nz/wp-content/uploads/2016/03/award-ribbon-06.png)
Winners of 5-star ratings:
- Westpac NZ
- Heartland Bank NZ
- NZCU Baywide
- ANZ
- Kiwibank
Congratulations, Kiwis – our savings are growing!
Fees you can expect to pay – savings accounts vs. transaction accounts:
- Point of sale (EFTPOS)
- Branch withdrawal
- ATM withdrawal
- Internet transfer
![Savings icon](https://www.canstar.co.nz/wp-content/uploads/2016/06/SRT-Savings-15.png)
Congratulations – we Kiwis are getting more for our money than the Aussies when it comes to a return on our savings!
What's your saving personality?
What's your spending personality?
5-Star Rated Brands
Savings and Transaction Accounts