ASB Credit Cards

Types of ASB credit cards

ASB Flex

Features:

• ASB’s lowest rate credit card with no annual fee, Flex is a good option for those who don’t usually use credit cards, but would like access to credit for unforeseen essential purchases.

Fees and charges:

• No annual account fee
• Purchase interest rate: 9.95% p.a.
• Cash advance interest rate: 9.95% p.a.
• Minimum credit limit: $500
• Up to 55 days interest free

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ASB Visa Light

Features:

• A Smart Rate special purchase interest rate applies to any purchase of $1000 or more

Fees and charges:

• No annual account fee
• Purchase interest rate: 13.50% p.a.
• Balance transfers: 0% p.a. for the first six months
• Cash advance interest rate: 22.95% p.a.
• Current Smart Rate: 0% p.a. for six months
• Up to 55 days interest free

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ASB Visa Rewards

Features:

• Choose between earning True Rewards dollars or Everyday Rewards points
• 1 True Rewards dollar for every $150 spent
• Use your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at ASB partner stores
• Use your True Rewards dollars to give your (or somebody else’s) ASB KiwiSaver scheme a boost
• Up to 55 days interest free

Fees and charges:

ASB Visa Platinum Rewards

Features:

• Choose between earning True Rewards dollars or Everyday Rewards points
• 1 True Rewards dollar for every $100 spent
• Use your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at ASB partner stores
• Use your True Rewards dollars to give your (or somebody else’s) ASB KiwiSaver scheme a boost

Fees and charges:

• $80 annual fee
• Joint account fee: $55 p.a (per person)
• Additional card: $30 p.a. (per card)
• Purchase interest rate: 19.95% p.a.
• Balance transfers: 0% p.a. for the first six months
• Cash advance interest rate: 22.95% p.a.

Canstar’s free comparison tool gives you the ability to compare ASB Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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