BNZ Credit Cards

Types of BNZ credit cards

BNZ Lite Visa

Features:

• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $10 annual fee
• Additional card: $3 p.a.
• Purchase interest rate: 13.50% p.a.
• Cash advance interest rate: 22.95% p.a.

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BNZ Advantage Visa Classic

Features:

• $1 spend = 1 BNZ Point ($0.0064)
• Use BNZ Points for cashbacks, book travel, or transfer to other loyalty programs
• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $40 annual fee
• Additional card: $12 p.a.
• Purchase interest rate: 20.95% p.a.
• Cash advance interest rate: 22.95% p.a.

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BNZ Advantage Visa Platinum

Features:

• $1 spend = 1.67 BNZ Points ($0.010)
• Use BNZ Points for cashbacks, book travel, or transfer to other loyalty programs
• Up to 90 days free travel insurance (exclusions, Ts&Cs apply)
• Domestic rental vehicle excess insurance (exclusions, Ts&Cs apply)
• Concierge service
• Emergency travel assistance
• Minimum credit limit $8000
• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $90 annual fee
• Additional card: $20 p.a.
• Purchase interest rate: 18.95% p.a.
• Cash advance interest rate: 18.95% p.a.

BNZ Rewards: What’s on Offer?

BNZ Rewards offers a wide range of redemption choices, including travel and accommodation options, gift cards and cash backs.

You can redeem the BNZ Points you earn on your BNZ rewards credit card to:

Book Travel

• Choose and book flights and accommodation worldwide through the BNZ website
• Use BNZ Points or combine them with cash to book your flights

Redeem for Cash

• Redeem your BNZ Points for cash paid onto your credit card or eligible BNZ account

Transfer to Partners

• Transfer your BNZ Points to other loyalty programs. Choose from a wide range of airline and hotel partners, including Accor, IHG and Wyndam hotel reward programs and airline rewards: British Airways, Cathay, Emirates, Etihad, Qantas, Qatar and United.

Purchase eGift Cards

• Use BNZ Points to purchase an eGift card from a wide range of retailers.

Canstar’s free comparison tool gives you the ability to compare BNZ credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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