TSB Credit Cards

TSB Bank is a New Zealand bank providing credit cards, accounts, loans, insurance and investments. It is Canstar’s 2025 Bank of the Year | Credit Cards.
 

Bank of the Year | Credit Cards

For the third year in a row, the winner of Canstar’s Bank of the Year | Credit Cards Award is the TSB.

Once again our research shows that TSB leads the way in low-rate and rewards cards, plus it was the stand-out performer in our consumer satisfaction survey of over 2500 credit card users.

Our research panel notes that TSB still offers the lowest purchase rate card in the market, and that the bank leads in features in the low-rate card profile, thanks to digital wallets and Apple and Google Pay.

Plus, its Platinum Mastercard delivers a competitive cashback offering of $1 for every $100 spent on eligible purchases.

TSB’s Award Winning Credit Cards

TSB offers two great credit card options:

TSB Low Rate Mastercard

Features:

  • Mobile phone protection (T&Cs apply)
  • Up to 55 days interest free

Fees and charges:

  • $20 annual fee
  • Additional card: $5 p.a.
  • Purchase & cash advance interest rate: 11.95% pa

TSB Platinum Mastercard

Features:

  • $1 cashback for every $100 spent on eligible purchases
  • Mobile phone protection (T&Cs apply)
  • Domestic & overseas travel insurance (Exclusions, T&Cs apply)
  • Up to 55 days interest free

Fees and charges:

  • $90 annual fee
  • Additional card: $5 p.a.
  • Purchase interest rate: 20.95% p.a.
  • Cash advance interest rate: 22.95% p.a.

Canstar’s free comparison tool gives you the ability to compare TSB credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

Compare Credit Cards with Canstar

TSB Credit Cards

Canstar Research
Rating:
Award: Bank of the Year Credit Cards

Low Rate & Rewards Cards

Low Rate & Platinum Mastercard

View the latest Credit Card Awards

Written by: Caitlin Bingham | Last updated: March 28, 2025