AA Insurance Car Insurance

While not mandatory, car insurance is a sensible purchase for anybody driving their vehicle on New Zealand’s busy roads. However, not all insurance policies are created equal. Here, Canstar reviews AA Insurance’s vehicle cover.

What car insurance policies does AA Insurance offer?

AA Insurance offers customers a choice of three insurance policies: Comprehensive, Third Party Fire & Theft, and Third Party.

All policies offer a lifetime repair guarantee, one-event-one-excess cover and discounts for AA members.

Check out the link below to see how this compares against other insurers.

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What’s covered by AA’s Comprehensive policy?

AA Insurance’s Comprehensive policy offers benefits that include:

  • Insurance up to an agreed value
  • Cover for damage to your own car and other people’s property (up to $20m for legal liability)
  • Towing, storage and transport costs in the event of an accident
  • Road clearing and emergency costs
  • Excess-free replacement of keys and locks up to $1000 if your keys are stolen

The policy also offers two optional benefits, Excess-Free Glass Cover and Rental Cover, which can be added for an additional cost.

What’s covered by AA Insurance’s Third Party, Fire & Theft policy?

AA Insurance’s Third Party, Fire & Theft policy covers the damage you may cause to someone else’s property as well as fire and theft damage caused to your vehicle. There’s also a benefit that covers damage to your vehicle by an at-fault uninsured driver up to $4000, provided they admit fault and you can provide their registration and contact details.

The policy offers the optional benefit of Excess-Free Glass Cover for an additional cost.

What’s covered by AA Insurance’s Third Party policy?

This affordable option covers damage you may cause to someone else’s property, but not to your own vehicle. However, if your vehicle is damaged by an at-fault uninsured driver, your policy will cover the damage up to $4000, provided the other driver admits fault and you can provide their registration and contact details.

What makes AA Insurance car insurance different?

The insurer offers a lifetime repair guarantee on work completed by its Quality Repairer Network. This means the repairs are guaranteed for the life of your car, even if you sell it.

About AA Insurance

AA Insurance is independent of the New Zealand Automobile Association (NZAA), but uses the brand to sell insurance products in partnership with Vero Insurance, which is part of Suncorp group.

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Written by: Bruce Pitchers | Last updated: December 13, 2024