BNZ Car Insurance
While not mandatory, car insurance is a sensible purchase for anybody driving their vehicle on New Zealand’s busy roads. However, not all insurance policies are created equal. Here, Canstar reviews BNZ’s vehicle cover.
What car insurance policies does BNZ offer?
BNZ offers a choice of three car insurance policies: Comprehensive, Third Party, Fire & Theft, and Third Party.
Check out the link below to see how this compares against other insurers.
Compare Car Insurance with Canstar
What’s covered by BNZ’s Comprehensive policy?
BNZ’s Comprehensive policy includes benefits such as:
- Accidental loss or damage to your vehicle.
- Legal liability up to $20m for property damage and $1m for bodily injury.
- Up to $500 to replace keys and locks.
- Cover for you to complete your journey
Optional extras: roadside assist, hire car after an accident, excess-free glass, trailer cover.
What’s covered by BNZ’s Third Party, Fire & Theft policy?
BNZ’s Third Party, Fire & Theft policy includes:
- Sudden and accidental loss or damage to your vehicle caused by fire, theft, or defined natural disaster events.
- Legal liability cover up to $20m for accidental damage caused by your vehicle to another’s property and up to $1m for accidental bodily injury to another person.
- Up to $5000 cover for damage caused by an uninsured driver.
Optional extras: roadside assist, hire car after an accident, excess-free glass cover.
What’s covered by BNZ’s Third Party policy?
BNZ’s Third Party car insurance policy covers legal liability up to $20m in the event of accidental damage caused by your vehicle, and up to $1m for accidental injury to another person. It also provides up to $5000 cover for damage caused by an uninsured driver.
Optional extras: roadside assist and excess-free glass cover.
What makes BNZ Car Insurance different?
The BNZ app and online banking website deliver full functionality for managing BNZ insurance policies and to make claims online.
BNZ also promotes the use of its Advantage Visa card to pay insurance premiums to earn BNZ Points, which can be used to purchase rewards. However if you use any rewards credit card to pay your insurance premiums, you will still earn rewards.
About BNZ
Established in Auckland in 1861, the Bank of New Zealand (BNZ) is a registered bank that offers a variety of financial services, including retail, business and institutional banking.
Since its purchase by the National Australia Bank in 1992, BNZ has operated as a subsidiary of its trans-Tasman owner, however, it retains local governance and employs over thousands of Kiwis across the motu.
