Club Auto Car Insurance

While not mandatory, car insurance is a sensible purchase for anybody driving their vehicle on New Zealand’s busy roads. However, not all insurance policies are created equal. Here, Canstar reviews Club Auto’s vehicle cover.

What car insurance policies does Club Auto car insurance offer?

Club Auto offers customers a choice of three insurance policies: Auto One (Comprehensive), Shock Absorber (Third Party Fire & Theft), and Shock Absorber (Third Party Only). Its policies are underwritten by Tower Insurance.

Check out the link below to see how this compares against other insurers.

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What’s covered by Club Auto’s Auto One policy?

Club Auto’s Auto One policy covers:

  • Loss of your vehicle or damage caused by an accident, theft or fire
  • $20m personal liability cover
  • Choice of your own repairer, or a lifetime guarantee on repairs made by a Club Auto-recommended repairer
  • No-excess cover for glass breakage, and no loss of no-claims bonus
  • No-excess key replacement up to $500
  • $500 hire vehicle cover on loss of vehicle

Club Auto offers optional cover for high-valued accessories and multi-policy discounts.

What’s covered by Club Auto’s Shock Absorber policies?

Club Auto’s Shock Absorber policy can be purchased for third party fire and theft cover, or just third party only. Third party only covers you for damage or injury to a third party, while third party fire and theft also covers you if your car is stolen.

Features of Shock Absorber:

  • $500 cover for completing your journey
  • $2 million personal liability cover

What makes Club Auto’s car insurance different?

Club Auto offers personalised insurance products for car enthusiasts, drivers with modified cars and those with less than perfect driving records. It also offers an advanced driver training program and optional roadside assistance services.

About Club Auto Insurance

Founded in 2009, Club Auto Insurance is a NZ-owned insurance agency that partners with Tower to provide tailor-made car insurance policies.

Written by: Bruce Pitchers | Last updated: December 16, 2024