Personal Loans - November 10th What Are the Different Types of Personal Loans? Author: Nicola Field If you have a goal in mind – be it taking the trip of a lifetime, buying a car or investing in your skills through tertiary study, you may decide to get a …
Personal Loans - April 12th How to borrow money from your bank Co-author: Christine Thelander Here is a brief rundown of your main borrowing options. Getting a personal loan Generally, we define a personal loan as a loan taken out with a financial institution and which has a defined monthly …
Home Loans - March 18th Common causes of mortgage default Co-author: TJ Ryan Kiwis are taking on more debt than ever before. According to the Reserve Bank of New Zealand, in 1988, the average household had around $16,000 in debt and an income of around $35,000 – …
Home Loans - March 12th Is it safe to get a mortgage with a small lender? Co-author: TJ Ryan Last time you went to open a new savings account, or had to visit a branch in person, did you wonder what other financial institutions are out there? Turns out, the big banks aren't …
Home Loans - March 5th Foreign investment in New Zealand Co-author: James Hurwood The rules on foreign property investment in New Zealand are based on whether you're a part-time resident or not and what type of real estate you're planning on buying. New Zealand's foreign investment regulations were tightened …
Home Loans - February 25th What are the best house hunting websites on the market? Co-author: Regina Collins We've rounded up some of the most popular New Zealand real estate sites to help you through this process. Major real estate websites These sites are some of the most well-known and widely-used New Zealand …
Home Loans - February 19th How does a reverse mortgage work? Co-authors: TJ Ryan and Shay Waraker A reverse mortgage is a type of equity release product (ERP). Equity release products come in two forms - credit products and debt-free products. A reverse mortgage is a credit …
Home Loans - January 9th How much will your mortgage really cost? Co-author: Ellie McLachlan One of the main determining factors of the cost of your mortgage is the interest rate. Even though home loan interest rates are comparatively low at the moment, a mortgage can end up …
Credit Cards - November 27th Top Airpoints Credit Cards on Canstar’s Database: November Co-author: Ellie McLachlan Using a frequent flyer credit card can be a good way to earn some extra points while travelling domestically or overseas, which you can use to redeem flights, upgrades and other rewards. Canstar has …
Credit Card Rewards - October 30th Credit card rewards and tax Co-author: Angela Young Whether you earn thousands of credit card rewards points each year or you pick up a point or two here and there, you might be wondering whether or not these points are taxable. Here's …
