First Home Buyers - April 1st How to Cut Your Mortgage Interest Rate As the cost of living soars, every little saving most certainly counts. The Government’s temporary relief measure on fuel taxes will help many struggling with household bills, but it’s impossible to know how long the …
Home Loans - December 16th Cashed Up? Canstar Reveals How to Spend Wisely Lockdown was brutal but, on the upside, it gave us a chance to save some cash. With the ability to spend on ‘want to have’ rather than ‘need to have’ items slashed, many Kiwis will …
Home Loans - September 8th Rate rises are on hold. But how should you fix your mortgage? The Reserve Bank’s decision to pause an Official Cash Rate rise leaves homeowners with a dilemma. The rapid escalation to a level-4 lockdown delayed this month’s seemingly inevitable rise, but odds are still on a …
Banking & Insurance - July 21st Could Savings be (Nearly) Back in Vogue? During this era of low interest rates, savings have been – to be blunt – a near waste of time. As the Official Cash Rate dropped, so did mortgage rates, deposit rates, and any incentive …
KiwiSaver Funds - July 15th Are You in for an Effortless $100k KiwiSaver Windfall (and Could You Score More)? Are you one of the many Kiwis about to land a huge chunk of change, without doing a thing? We are not kidding. Nearly 400,000 of us are about to land an effortless financial windfall. …
Banking & Insurance - October 27th Opinion: The Truth About Pay Later vs Credit Cards Living in a pandemic has changed the way we live, work, play – and spend. After two COVID-19 lockdowns, New Zealanders’ lifestyles have changed in ways we could never have imagined only six months ago. We're …
Budgeting & Saving Money - March 27th Opinion: A Guide to Surviving Life in Lockdown I’m writing this today from home, inside the isolation bubble with my family. I know all Kiwis will pull together over the next four weeks, and together we will beat COVID-19. We are sending our …
Banking & Insurance - March 18th Opinion: What Should We Do While Waiting For COVID-19 to Pass and our New Norm to Arrive? Our KiwiSaver balances, as indeed most other investment funds, have taken a hammering as stock markets around the world have plunged on the back of COVID-19 fears. New Zealand’s NZX is no exception – dropping …
Banking & Insurance - March 16th COVID-19 Forces Dramatic Action from NZ’s Reserve Bank – But What Comes Next? Some banks have already passed on the full cut directly to consumers, and we would expect others to do the same. We are in extreme times, with thousands of businesses and individuals at risk of …
KiwiSaver Funds - October 13th Should I Switch my KiwiSaver Provider? “Should I switch provider?” is a question to ask yourself every year. If you do switch every year, however, you’re almost certainly making a mistake. It’s a bit like DIY. Measure twice - or even …