William Jolly

What to ask before getting a personal loan

What is a personal loan & what to ask before you apply

Co-author: Dhayana Sena What are personal loans? Personal loans are fairly straightforward financial products. A personal loan is where you borrow a specific amount of money, usually from a financial institution, and then repay the debt with interest …

find a credit card with outstanding value

Credit Cards - October 28th

What’s the difference between debit cards and credit cards?

Co-author: Dhayana Sena Both credit cards and debit cards are rectangular in shape, have a 16-digit card number, an expiration date, and a pin code. Though they may look alike, credit cards and debit cards actually serve very …

Home Loans - August 1st

What does positive and negative gearing mean?

Co authors: Michelle Norton and Olivia Fairhurst What is gearing? Essentially, "gearing" refers to borrowing money to buy an asset - and, in property circles, is when a home loan is taken out to purchase an investment …

Follow steps to stay out of credit card debt

Credit Cards - July 4th

What happens if you default on your credit card?

Falling behind on your credit card repayments? You should know the consequences that come with defaulting on your credit card. How do you default on your credit card? It is important to know the distinction between late …

Credit Cards - July 1st

What is a credit card CVV?

Ever wondered what that number on the back of your credit card is? It’s the CVV number, a code that protects you from fraud when making purchases. What is a credit card CVV? If you’ve ever bought …

William Jolly

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