Buy Now Pay Later - December 18th Buy Now Regret Later: How AfterPay Can Hurt Your Credit Score Buy now pay later (BNPL) schemes might be a quick and easy route to retail heaven, but if misused, they can seriously damage your credit score. Over the past few years, BNPL schemes have done for …
Credit Cards - November 6th Taking Charge: How to Reverse Unauthorised Credit Card Transactions We are increasingly a cashless society. According to the latest figures, card transactions are the most popular way for Kiwis to pay. Last year, we spent $92.9bn on our credit and debit cards. And September's …
Banking & Insurance - October 27th Opinion: The Truth About Pay Later vs Credit Cards Living in a pandemic has changed the way we live, work, play – and spend. After two COVID-19 lockdowns, New Zealanders’ lifestyles have changed in ways we could never have imagined only six months ago. We're …
Banking & Insurance - September 30th Top Online Banking Mistakes: How to Avoid Them We rely extensively on online banking. Whether it's to check our balances on the go, pay bills or transfer money, websites and apps have created a new era of user-friendly banking. But what happens when …
Budgeting & Saving Money - August 24th 15 Finance Goals For Your 30s Your 30s are full of common rites of passage, think career changes, getting married, starting a family and buying a home. The financial decisions involved are often complex and costly. So it's important to develop …
Credit Card Rewards - August 14th American Express wins Most Satisfied Customers | Rewards Credit Cards 2020 In our increasingly cashless society, rewards credit cards are an essential daily convenience for most Kiwis. In Canstar’s latest credit card survey, 61% of respondents said they use their card for all their day-to-day purchases. Of …
Credit Cards - August 14th Top Credit Card Mistakes: The Dos and Don’ts! Each year, Canstar researches and rates the different credit cards on the market, to see how they stack up on fees, rates and benefits. This year, our expert researchers crunched the numbers across 12 providers, …
Banking & Insurance - August 13th Don’t Show Me the Money: A Guide to Cashless Payments Author: Martin Kovacs While we're all still spending large, Kiwis are increasingly not splashing the cash. We were one of the first countries to embrace EFTPOS and, over the past couple of years, we've gone increasingly …
Credit Cards - July 23rd What is Click to Pay and How Do You Use It? Kiwis love online shopping (be it purchases we actually need or not). The convenience of ordering something new and shiny from the comfort of your couch is often too tempting to avoid. Online shopping increased significantly …
Buy Now Pay Later - July 20th Afterpay vs Credit Cards: Interest-free Periods Explained Both credit cards and Afterpay can offer you a decent amount of time to pay off a purchase without interest, but there are pros and cons to each method. How do BNPL systems work? Pay later schemes …
