Credit Cards - May 22nd 10 Everyday Costs You Can Negotiate Lower There’s plenty of things we negotiate costs for in life. Maybe you’ve haggled over a handbag at a market, asked for a higher salary for your job, or sealed a big ol’ discount on a …
Credit Cards - April 29th Is it Better to Use PayPal or a Credit Card for Online Purchases? Handing over payment information online can sometimes be risky. There are often major concerns around cyber security and theft of private details or money. With more transactions being made online every year, the question often …
Credit Cards - April 20th Is It Safe to Save My Credit Card Details on Shopping Websites? These days, as we're stuck at home, many of us are doing more of our non-essential shopping online. But the more you spend online or purchase goods over the phone, the more you risk your …
Credit Card Rewards - April 16th Are Your Airpoints Rewards Still Flying High? According to Air New Zealand over 2,700 flights are booked daily with the help of Airpoints … or should we say were? Due to COVID-19, Air New Zealand has dramatically curtailed its number of routes …
Credit Cards - April 14th 6 Things to Know Before Getting a Credit Card It’s no surprise an increasing number of us are using credit cards over cash. Gone are the days of rifling around in our pockets for notes and coins. The introduction of instant tap payments have …
Credit Cards - April 6th What Debts to Pay Off First: How to Prioritise Your Loan Repayments Debt can be a helpful tool. It can be used as leverage to fund future prosperity, for example, borrowing to buy a property, study or start a business. But plenty of people use borrowing as …
Buy Now Pay Later - March 3rd Buy Now, Pay Later: What’s the Real Cost If You’re Late With Payments? Buy now pay later: what’s the difference? Buy-now, pay-later (BNPL) services allow you to pay off an item over several weeks, interest free. This means the price you find the item for will (generally) be the …
Credit Cards - February 23rd Applying for a credit card: how do I get approved? Common questions about the credit card application process Do I need a good credit rating to get approved for a credit card? Which credit card should I apply for? How do I apply for a …
Credit Cards - February 17th Avoiding credit score ‘black marks’ from credit cards A credit score, or credit rating, is one of the most important factors in your financial life. A credit history report allows lenders to do a credit rating check on your financial fitness, before giving …
Credit Cards - February 17th It takes two, baby … why a joint credit card requires careful thought First things first, what is a joint credit card and how does it work? Theoretically, there are actually two ways you can share a credit card. However, the permissions and responsibility of debt vary, depending on …
