First Home Buyers

Author: Rebecca Jarrett-Dalton While the majority of people are honest on their home loan applications, some people lie – whether intentionally or inadvertently – during the application process. However, if you are caught lying on your …

When can you change your mind about buying a house? Prospective buyers can change their mind about buying a house any time before settlement. But the consequences of this are different, depending on when you make …

There are three main styles of property sales in New Zealand: Private treaty (or private sale): interested parties make an offer and negotiate a price and purchase conditions with the seller Auction: interested parties bid …

If you're considering taking out a home loan, you may have some questions you'd like answered. Here are some common queries people search for when researching home loans, complete with links to articles containing further …

Interest only home loans are not your typical mortgage, and are by no means the best choice for many home buyers. Canstar investigates interest only loans and their pros and cons. What is an interest only …

As all homeowners with mortgages know, interest rates have soared over the past 18 months. Back in August 2021, the average one-year fixed rate for owner-occupiers on Canstar’s mortgage database was 2.58%. Now, at time …

There’s a lot to consider for first home buyers (FHBs). Sure, you need to look at a home's location, its layout and whether it's structurally sound. But your finances need some serious thought, too. While house …

  First thing’s first. What’s the deal with interest rates? Last month, the Reserve Bank brought in its third 50-point Official Cash Rate (OCR) increase this year, taking it from 2% to 2.5%. At the same time, …

If you're a prospective home owner, you'll know that one of the hardest parts of buying a first home isn't managing the mortgage, it's saving for the deposit. But thanks to Squirrel's Launchpad – a …