Home & Contents Insurance

Keeping Homes Weathertight | What are the 4Ds?

Leaky buildings have been an ongoing issue for the property sector in NZ stretching back to the 1990s. A range of factors can lead to a leaky home. And, unfortunately, substandard construction can see homeowners …

Home & Contents Insurance - April 22nd

Rental Bonds: How They Work in New Zealand

Why do I need to pay a rental bond? A rental bond is typically required by landlords as a form of security against any potential damages to the property or unpaid rent during the tenancy period. …

Picture of little girl floating in suitcase in her flooded bedroom

Home & Contents Insurance - April 16th

Water & Flood Damage: What Does Insurance Cover?

It's not just the unfortunate owners of leaky homes who need to worry about dampness. Water and flood damage are some of the most common reasons for insurance claims. However insurance companies don't treat all …

Home & Contents Insurance - February 28th

Home Insurance Cost: How Much is Home and Contents Insurance?

What is home and contents insurance? Home and contents insurance offers financial protection for your home and belongings against insured events such as fires, storms, floods and theft. Home insurance (sometimes referred to as building insurance) covers …

Car Insurance - February 21st

Insurance Fraud: What It Is and What Are the Penalties?

Last year, in New Zealand, according to the Insurance Council of New Zealand (ICNZ), insurance fraud cost its members $880m. It estimates that between 5% and 10% of all claims submitted are fraudulent. If you have …

Home & Contents Insurance - February 20th

How to Save on Home and Contents Insurance

The cost of insuring your home and its contents can vary massively based on factors including where in the country you live, the materials used to build your home and the value of its contents. …

Home & Contents Insurance - February 12th

Ending A Lease: What Are Your Responsibilities as a Renter?

What are the renter's responsibilities? Before moving day As a renter, you have certain responsibilities that you must meet before you move out. These include: Giving notice: give at least 28 days’ written notice to end a …

Home & Contents Insurance - January 31st

Home & Contents Insurance & Jewellery: What You Need to Know

Does home and contents insurance cover my jewellery? Most home and contents insurance policies will provide some level of cover for your jewellery. However, there are often limits to the amount of coverage for high-value items …

Home & Contents Insurance - January 26th

What is Subletting?

What is subletting? Subletting is the practice of a tenant (the original tenant) renting out a property they are currently leasing to another individual, referred to as the subtenant. In this arrangement, the original tenant remains …

First Home Buyers - January 10th

Asbestos in a Home NZ: All You Need to Know

Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …

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