First Home Buyers - July 18th What Does ‘Subject to Finance’ Mean When Buying a Home? When buying a home, it's always a good idea to get your finances in place before you buy. Not only will it give you a clear idea of your price range, it will give you …
Home Loans - July 18th Offset Mortgage or a Revolving Credit Account: Which is Better? Despite a cool housing market, property remains expensive. Currently, the average mortgage across New Zealand is around $360,000. Remember this is the national average. For buyers in Auckland, Wellington and other property hotspots, you can …
First Home Buyers - July 18th What Happens if You lie on Your Home Loan Application? Author: Rebecca Jarrett-Dalton While the majority of people are honest on their home loan applications, some people lie – whether intentionally or inadvertently – during the application process. However, if you are caught lying on your …
First Home Buyers - July 18th What If I Change My Mind About Buying A House? When can you change your mind about buying a house? Prospective buyers can change their mind about buying a house any time before settlement. But the consequences of this are different, depending on when you make …
Home Loans - July 18th Sky-high living or noisy nightmare? The real deal on apartment life Apartments can have a wide range of benefits. And, in the midst of an economy that’s hard on those looking to buy property, it's often a more viable option for those on lower incomes and …
Home Loans - July 18th What Happens If You Can’t Pay Your Mortgage? Throughout 2020-21, house prices went a little crazy. Many hopeful first home buyers (and investors) took advantage of the uber-low interest rates and jumped onto the property ladder. The problem was that the increased competition …
First Home Buyers - July 18th Home Auctions vs Private Treaty Sales: The Pros and Cons There are three main styles of property sales in New Zealand: Private treaty (or private sale): interested parties make an offer and negotiate a price and purchase conditions with the seller Auction: interested parties bid …
First Home Buyers - July 18th Home Loans FAQs If you're considering taking out a home loan, you may have some questions you'd like answered. Here are some common queries people search for when researching home loans, complete with links to articles containing further …
Home & Contents Insurance - June 29th What is Home Warranty Insurance? Buying a new home is a significant milestone in anyone's life. It's an investment in a valuable asset that's also a place to live and create cherished family memories. However, just because a home is …
Banking & Insurance - June 19th Squirrel: Which Way Mortgage Rates? Now that inflation appears under control, what are mortgage rates likely to do? Squirrel mortgage expert John Bolton shares his views. Inflation under control For a while, there were some clear signs that we were starting to …