Home Loans - September 21st Squirrel: Lockdown May Boost House Prices In my last column looking at the property market around New Zealand, I wrote about the end-game being underway for the three-decade period of high average house price rises. I remain of that view but, for …
Home Loans - September 8th Rate rises are on hold. But how should you fix your mortgage? The Reserve Bank’s decision to pause an Official Cash Rate rise leaves homeowners with a dilemma. The rapid escalation to a level-4 lockdown delayed this month’s seemingly inevitable rise, but odds are still on a …
Home Loans - September 8th Squirrel: House price forecast for 2022 We are starting to see commentators and even the Reserve Bank talk about falling house prices towards the back-end of next year. We should not be surprised that none of them are from real estate …
First Home Buyers - September 1st Mortgage Rates: How Quickly Will They Rise? Recently we've published a few stories reporting impending interest rate rises. Usually, we don't go in for divination. But when the Reserve Bank (RBNZ) and economists such as Tony Alexander are both forecasting rate rises, …
Home Loans - August 30th Why the Housing Market is Slowing Down There are a growing number of factors in play that suggest that while demand for housing will remain firm and house construction strong, we've entered the end game for the period of strong house price …
First Home Buyers - August 19th House Prices to Fall: A Good Time to Buy? For aspiring FHBs, the past 18 months have been hard. First came soaring house price inflation, then the Reserve Bank of New Zealand (RBNZ) announced it was going to tighten the loan-to-value ratio (LVR) restrictions, …
Home Loans - August 16th Squirrel: Rising Mortgage Rates – Time to Fix? The world has been printing money for several years, in anticipation of inflation and interest rates eventually rising. Neither of those happened. The main reason we didn’t see inflation was due to technology driven deflation. Higher …
Banking & Insurance - August 5th The Co-operative Bank Makes Home Loans Easy Securing a home loan can be difficult, but The Co-operative Bank is keen to make it a simple process for its customers. And it’s paying off! The Co-operative Bank has been voted as this year’s …
First Home Buyers - August 5th Mortgage Rate Rises: How Much Will They Cost You? 5… 4… 3… 2… 1… Blast-off! It’s not only billionaires lifting off. All indications are that interest rates are headed that way, too. Though hopefully not as fast or as high as Elon, Jeff and …
First Home Buyers - July 27th Breaking Down Six Important Home Loan Features What is a home loan? Before we look at home loan features, we need to know what a home loan is. A home loan or mortgage is a loan advanced to you by a financial institution …