Home Loans

The Co-operative Bank Makes Home Loans Easy

Securing a home loan can be difficult, but The Co-operative Bank is keen to make it a simple process for its customers. And it’s paying off! The Co-operative Bank has been voted as this year’s …

First Home Buyers - August 5th

Mortgage Rate Rises: How Much Will They Cost You?

5… 4… 3… 2… 1… Blast-off! It’s not only billionaires lifting off. All indications are that interest rates are headed that way, too. Though hopefully not as fast or as high as Elon, Jeff and …

First Home Buyers - July 27th

Breaking Down Six Important Home Loan Features

What is a home loan? Before we look at home loan features, we need to know what a home loan is. A home loan or mortgage is a loan advanced to you by a financial institution …

Home Loans - July 26th

Can You Get a Loan With No Credit History?

Author: James Hurwood Can you get a loan with no credit history? In this story we cover: Why is having a credit history beneficial when applying for a loan? How do I start to build up …

Home Loans - July 20th

Tony Alexander: Don’t Bet on Falling House Prices

Whenever we get big changes, such as the global pandemic, the 2008-09 Global Financial Crisis, monetary policy shifts, or tax policy alterations, such as those announced on March 23, most of us can take a view on what the …

First Home Buyers - June 28th

Opinion: Are New Builds A Good Investment?

The cult of personality is alive and well in the New Zealand property market, thanks to the next wave of self-styled property gurus. It’s a hangover from the 1990s that started with Richmastery. Only now …

Home Loans - June 24th

How Much Can I Borrow For a Mortgage?

How Much Can I Borrow For a Mortgage? In this story we cover: Calculating how much you can borrow How do I know what I can afford to repay? Minimum surplus, what is it? What …

First Home Buyers - June 14th

Canstar’s Best Bank for First Home Buyers: ASB

Over the past 12 months, since Canstar's previous Bank of the Year | First Home Buyers award, it's been a crazy time for house prices. According to REINZ’s Monthly Property Report for May 2021, nationally, …

Credit Cards - June 10th

Save Money and Protect Your Finances: 10 Steps

Co-author: Sean Callery Looking to shave some dollars off your household budget? Follow our ten tips, and you could save thousands! 1. Could you save on your home loan? If you’re trying to cut back on your household …

First Home Buyers - June 4th

Tony Alexander: Housing Market Still Supported by Low Interest Rates

Two weeks ago, I wrote on the theme that young buyers will probably hold back from the residential real estate market until they see older investors returning – then they too will return. Evidence for this …