Home Loans - July 26th Can You Get a Loan With No Credit History? Author: James Hurwood Can you get a loan with no credit history? In this story we cover: Why is having a credit history beneficial when applying for a loan? How do I start to build up …
Home Loans - July 20th Tony Alexander: Don’t Bet on Falling House Prices Whenever we get big changes, such as the global pandemic, the 2008-09 Global Financial Crisis, monetary policy shifts, or tax policy alterations, such as those announced on March 23, most of us can take a view on what the …
First Home Buyers - June 28th Opinion: Are New Builds A Good Investment? The cult of personality is alive and well in the New Zealand property market, thanks to the next wave of self-styled property gurus. It’s a hangover from the 1990s that started with Richmastery. Only now …
Home Loans - June 24th How Much Can I Borrow For a Mortgage? How Much Can I Borrow For a Mortgage? In this story we cover: Calculating how much you can borrow How do I know what I can afford to repay? Minimum surplus, what is it? What …
First Home Buyers - June 14th Canstar’s Best Bank for First Home Buyers: ASB Over the past 12 months, since Canstar's previous Bank of the Year | First Home Buyers award, it's been a crazy time for house prices. According to REINZ’s Monthly Property Report for May 2021, nationally, …
Credit Cards - June 10th Save Money and Protect Your Finances: 10 Steps Co-author: Sean Callery Looking to shave some dollars off your household budget? Follow our ten tips, and you could save thousands! 1. Could you save on your home loan? If you’re trying to cut back on your household …
First Home Buyers - June 4th Tony Alexander: Housing Market Still Supported by Low Interest Rates Two weeks ago, I wrote on the theme that young buyers will probably hold back from the residential real estate market until they see older investors returning – then they too will return. Evidence for this …
Home Loans - June 3rd How to Avoid the FOMO Trap When Buying Property Author: Michelle May As a buyer in the current market, FOMO (fear of missing out) can be your biggest enemy. It can lead to many years of regret from the moment you unpack in the wrong …
First Home Buyers - May 21st Squirrel: Why FHBs Are Delaying Buying A while ago I wrote about how some buyers were taking a rest from the housing market, following the big announcements of March 23. The general tone in the residential real estate market around the …
Home Loans - May 14th What Does Leasehold Mean When Buying a House? Buying a leasehold property, whether it's an apartment or a standalone home, can be a tempting proposition. It's often a way to get a great home in an amazing location for an affordable price. However, …