First Home Buyers - December 23rd Canstar’s Top Stories of 2020 To use a term popularised by the Queen nearly three decades ago, 2020 certainly was an annus horribilis! Fortunately, here in NZ, we were spared the worst ravages of the pandemic. But it has still negatively …
Home Loans - December 14th Easy Guide: How to Apply For a Home Loan Unless you're Richie Rich, if you want to buy a home, you'll need to apply for a home loan. And if you're new to the property-buying game, it can seem overwhelming. However, if you know …
Home Loans - December 7th Can You Get a Mortgage For a Tiny Home in NZ? Embracing simple living in a smaller house, often built on wheels so it’s moveable, has been dubbed the tiny house movement. This type of home is quicker to build and comes with lower maintenance costs, …
Home Loans - November 27th Mortgage Offset Accounts: How Do They Work? Co-author: Nicole Barratt What is an offset account? An offset account is a transaction account that is linked to your home loan. The account’s balance (or a proportion of that balance) is offset daily against your home …
First Home Buyers - November 11th What is an Auction Clearance Rate? What is an auction clearance rate? An auction clearance rate is an indicator of the condition of the current housing market, particularly those properties that go to auction. The rate is expressed as a percentage of …
First Home Buyers - November 5th From Flatting to Buying a First Home: A Complete Guide Deciding to buy a property instead of renting is a big decision. Becoming locked into a mortgage can feel daunting. But there are plenty of benefits to buying a home instead of renting. First off, it’s …
Home Loans - November 2nd 5 Market Indicators to Know Before Investing in Property Author: Maria Bekiaris There’s no shortage of data about investing in property online. From median prices and rental yields, to auction clearance rates and days on market, almost everything is at our fingertips. And all this …
First Home Buyers - October 9th How to Fix an Unsellable Home Even in a red hot property market, there is still such as a thing as an unsellable home. Buyers are still looking for value, so you need to carefully consider what your potential buyers are …
Home Loans - September 29th How to Use Equity In Your Home to Buy an Investment Property Have you dreamed of buying an investment property, but don't have a cash deposit? Don't give up your dream! If you already own a home, the equity in your property could provide the key to …
Home Loans - August 21st How To Avoid Paying Too Much For a New Home When you feel like you’ve found the perfect new home, it can be tempting to throw the rule book out of the window. You’ll do anything to secure the house of your dreams, even if …