Home Loans - August 10th Auckland’s Most Affordable Suburbs for First Home Buyers House prices are continuing to surpass predictions for how they'd perform post-COVID. Median house prices across NZ increased by 9% this June (2020) to $639,000, up from $620,000 (3%) in May, according to the latest …
Banking & Insurance - August 5th The Co-operative Bank First for Home Loans House prices – whatever the economic times, they're a perennial conversation point. Are they set to rise? To fall? What about mortgage interest rates? Which way are they turning? These questions take on new significance if …
Home Loans - July 30th First Home Buyers: Is Improving Home Affordability A Sign to Buy? COVID-19’s impact has been immense, and is continuing to be felt across the globe. Here in NZ, it’s changed the landscape of our housing market and altered home affordability. Not only has it helped subdue …
First Home Buyers - July 27th The 11 Red Flags to Look For at a Home Inspection On most Saturdays, you'll find a wide mix of aspiring property buyers attending open home inspections. They'll be tapping on walls and cupboards and looking inquisitively to see if the property fits the bill. But …
Home Loans - July 17th How To Save on Home Loan Interest When you take out a home loan, you need to repay the principal (the amount borrowed) plus interest. Interest is what a lender charges to let you borrow money. It’s calculated as a percentage of …
First Home Buyers - July 7th Cheapest Home and Land Packages in NZ Author: Martin Kovacs Buying a property in the heart of Auckland or Wellington is a distant prospect for most first home buyers (FHBs), however it may still be possible to hang your hat close to the …
First Home Buyers - June 29th ANZ: The Best Mortgage For First Home Buyers It’s good news for first home buyers (FHBs). House prices are cooling, mortgage rates have never been lower, the loan-to-value restrictions (LVRs) have gone and ANZ has won Canstar’s First Home Buyers Award, 2020. Over the …
Home Loans - June 11th At 3.4% Kiwibank’s New Low Variable Rate is a Game Changer No, there’s nothing wrong with your eyes. Yes, the number in the headline is correct. Kiwibank’s new variable mortgage rate really is 3.4%, which brings it in line with the bank’s standard one-year fixed interest …
Credit Cards - May 22nd 10 Everyday Costs You Can Negotiate Lower There’s plenty of things we negotiate costs for in life. Maybe you’ve haggled over a handbag at a market, asked for a higher salary for your job, or sealed a big ol’ discount on a …
Home Loans - May 21st Kiwibank wins Canstar’s Bank of the Year Award for Home Loans On paper the following equation adds up: Cool Housing Market + No Loan-to-Value Ratios + Record Low Interest Rates = Perfect Time to Buy a Home However, as we all know, due to the recent pandemic, …