First Home Buyers - June 29th ANZ: The Best Mortgage For First Home Buyers It’s good news for first home buyers (FHBs). House prices are cooling, mortgage rates have never been lower, the loan-to-value restrictions (LVRs) have gone and ANZ has won Canstar’s First Home Buyers Award, 2020. Over the …
Home Loans - June 11th At 3.4% Kiwibank’s New Low Variable Rate is a Game Changer No, there’s nothing wrong with your eyes. Yes, the number in the headline is correct. Kiwibank’s new variable mortgage rate really is 3.4%, which brings it in line with the bank’s standard one-year fixed interest …
Credit Cards - May 22nd 10 Everyday Costs You Can Negotiate Lower There’s plenty of things we negotiate costs for in life. Maybe you’ve haggled over a handbag at a market, asked for a higher salary for your job, or sealed a big ol’ discount on a …
Home Loans - May 21st Kiwibank wins Canstar’s Bank of the Year Award for Home Loans On paper the following equation adds up: Cool Housing Market + No Loan-to-Value Ratios + Record Low Interest Rates = Perfect Time to Buy a Home However, as we all know, due to the recent pandemic, …
Home Loans - May 6th What Is A Low-Doc Home Loan Even before the term “gig economy” was coined and working for Uber became a career opportunity, New Zealand was already a country comprising of the self-employed and small businesses. According to government statistics, 97% of businesses …
Home Loans - May 1st Is Now the Right Time to Purchase an Investment Property? Many poets have mused on the idea that there are positives to be found during times of adversity, from silver linings to ill winds. And now Sir John Key has revealed his own financially astute …
Home Loans - April 14th Canstar Reveals 2020 Outstanding Value Home Loans Earlier this year, the housing market was pumping. Investors and first-home buyers were out in force and house prices were sitting at record highs. According to the Real Estate Institute of New Zealand's house price …
Home Loans - April 2nd The True Cost of Taking a Mortgage Holiday Mortgage Holiday – the term has a nice ring to it. But that was in the good old days, before the planet became infected by a rampant flu virus and, overnight, holidays acquired negative connotations, …
Home Loans - March 30th COVID-19 Mortgage Holidays: What Banks are Doing to Help Customers Good health and wellbeing – two key essentials that are being challenged by the threat of COVID-19. But the preventative measures we’re currently living under to ensure we remain virus free are not only affecting …
Home Loans - March 19th Before Breaking a Mortgage for a Lower Rate, It’s Worth Counting the Costs It is the best of times; it is the worst of times. Worst, if you’re worried at all about the effects of COVID-19 on humanity and the global economy (and we all should be). Best, …
