Home Loans - January 7th Why buying a home in summer could be a bright idea The housing market has had its fair share of airtime and print space in recent years in New Zealand, and for good reason. Entering the property market, or moving within it, has been challenging for …
Home Loans - November 12th What does the Reserve Bank of New Zealand do for us? CO-author: Dhayana Sena What is the Reserve Bank and the Official Cash Rate? RBNZ is our country’s central bank. It has been in operation since 1934 and has been 100% owned by the New Zealand Government since …
Home Loans - October 22nd Interior design tips to help liven up your rooms Co-author: Dhayana Sena Paint The amount of light that a room receives can affect the way a shade of colour looks on the walls. So, it’s best to avoid cool colours in dark rooms and instead balance …
Home Loans - October 20th Landscaping makeover tips to add value to your property Co-author: Michelle Norton Garden renovation projects can be a cost-effective way to increase the value of your property - and can even be done as do-it-yourself projects. Landscaping and outside design makeovers add a spark to …
Home Loans - October 6th What property type is best for you? So you managed to raise the deposit, navigate your way through the home loan market, and start shopping around for a house. Great work! You’ve come a long way already. But big decisions still lie …
First Home Buyers - October 4th Opinion: Will Simplicity’s surprise move shift the mortgage market? This week, KiwiSaver provider Simplicity launched its home loan offer, signalling an intent to tackle the big banks for first home buyer business. The move - which is dramatic but perfectly fits the brand’s challenger status …
Home Loans - August 27th Kiwibank wins Canstar’s Most Satisfied Customers Award for Home Loans “According to our research, Kiwibank was the stand-out performer,” says Jose George, general manager of Canstar New Zealand. “Kiwibank was the only home loan provider to receive a 5-star rating for overall customer satisfaction, where key …
Home Loans - August 7th Official Cash Rate slashed to record low, but what does this mean for you? In response to subdued economic growth and tempered household spending, the Reserve Bank of New Zealand (RBNZ) has today announced that the Official Cash Rate (OCR) has dropped 50 basis points to an historic low …
Home Loans - August 1st Pros and cons of buying an investment property Co-Author: Olivia Fairhurst While we talk about the struggles of young New Zealanders trying to get their foot in the door in the property market, let’s not begrudge those lucky enough to consider investing in property. For …
Home Loans - August 1st What does positive and negative gearing mean? Co authors: Michelle Norton and Olivia Fairhurst What is gearing? Essentially, "gearing" refers to borrowing money to buy an asset - and, in property circles, is when a home loan is taken out to purchase an investment …