Home Loans

Co authors: Michelle Norton and Olivia  Fairhurst  What is gearing? Essentially, "gearing" refers to borrowing money to buy an asset - and, in property circles, is when a home loan is taken out to purchase an investment …

Co-author Olivia Fairhurst  What is a floating rate home loan? At its core, a floating rate home loan is a home loan with an interest rate that can fluctuate at any time. Changes in the interest rate …

Canstar spoke to ANZ’s Managing Director for Retail and Business Banking, Antonia Watson, to see how the loan is different to other offerings on the market and who is eligible for the loan.   How is the …

We asked ASB’s General Manager of Retail Product, Glen Martin, what sets ASB apart when it comes to home loans, and what Kiwis should consider before choosing a home loan. ASB has won the Canstar Bank …

Over the past few months, banks have been entering “mortgage wars”, with banks cutting many of their fixed term rates. In fact, as at 22 March, five New Zealand banks were offering two-year fixed home …

For the majority of people, buying a house means taking out the biggest loan they’ve ever encountered – a home loan. That’s why it’s crucial to shop around to ensure you’re getting a home loan …

Main image source: Shutterstock- Martin Vinas  Co-author: James Hurwood  Several fixed mortgage rates have decreased recently so, you may be thinking – is now a good time to choose a fixed rate mortgage? Well, here are the …

Co-author: Michelle Norton  One of life’s little irritations we all continue to experience is buying something at a shop, only to see the same item reduced to half price a mere two days later. This happens …