Home Loans - June 21st What is a home loan redraw facility? When it comes to home loans, redraw facilities are a common offering. But – what actually is a redraw facility? Canstar explains. A redraw facility can be a complicated concept to wrap your head around, but may …
Home Loans - June 12th 10 ways to save for a home deposit 10 savings-boosters that can help you land that dream home quicker. If you’re looking to buy a house using a home loan, you’ll need an initial deposit to secure the loan. This deposit is determined as a …
Home Loans - June 5th House-Buying Checklist: What to Look for & Consider You might think a particular house looks perfect for you, which it very well might be, but there a tonne of other things to consider when buying a house, beyond what the colours of the …
Business Banking New Zealand - May 17th Budget 2018: Who wins and who loses? Finance minister Grant Robertson declared Budget 2018 the, "first steps in a plan for transformation". Mr Robertson says the Government is focussing on being "fiscally, socially and environmentally" responsible and to, "reverse untargeted tax cuts" and …
Finance News - May 10th Orr gives clear sign that OCR to hold at 1.75% ‘for some time to come’ Reserve Bank of New Zealand (RBNZ) governor Adrian Orr opened his first Monetary Policy Statement (MPS) with some sign language - and a loud-and-clear signal that the OCR will not move for some time to …
Finance News - April 11th ASB takes home Canstar innovation award Every year, Canstar assesses the new and innovative financial products and services launched on the New Zealand market and showcase those businesses in the financial sector that are leading the way. In 2018, ASB received …
Home Loans - April 9th What is home loan serviceability? Co:author: Michelle Norton There are a number of factors that a financial institution will take into account if you want to borrow money to purchase a property. One thing they will consider is the amount of …
Finance News - April 4th How do you know if you’re in mortgage stress? Co-author: Michelle Norton What is mortgage stress and how do I know if that’s what’s really ailing me? In general terms, mortgage stress is defined as directing more than 30% of your pre-tax income to home …
Credit Cards - January 8th Saving money: 3 useful tips to help you save money in 2018 The start of a new year is a chance to reflect on what went well the previous year and what you'd like to do a bit differently in 2018. If you've been carrying around financial …
Finance News - August 1st New Zealand Housing market in cooling down period The rate of house value growth has slowed to its lowest point in five years, as the property market cools down in New Zealand’s main cities. Nationwide, property values have increased by 6.4% to $641,280 in …
