First Home Buyers - March 12th How to Refinance a Mortgage What is refinancing a mortgage? Refinancing a mortgage means replacing a current home loan with a new one. Many people refinance to secure a lower interest rate, or to access the equity in their home to …
Home Loans - February 23rd Can You Use KiwiSaver to Buy a House in Australia? Can you use your KiwiSaver to buy a house in Australia? The short answer is yes. But you will be restricted to a maximum of A$15,000. It's pretty straightforward to transfer your KiwiSaver to a compatible Australian …
Home Loans - February 15th Squirrel: What is Overcapitalisation? What is overcapitalisation? When you break it down, overcapitalisation is basically when you spend money on a renovation that won't be recouped by your home's increase in value. It can happen with any part of the …
First Home Buyers - February 9th What Happens to Your Mortgage in a Divorce? What Happens to Your Mortgage in a Divorce? In this guide we cover: What happens to a home and mortgage during divorce? Buying out the other party - what's involved? What about income inequality? …
Banking & Insurance - January 25th Prenuptial Agreements: A Full Guide What is a prenuptial agreement? A prenuptial agreement, often known as a "prenup", is a legal contract entered into by a couple before they get married or enter into a civil partnership. This agreement outlines the …
First Home Buyers - January 10th Asbestos in a Home NZ: All You Need to Know Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …
Banking & Insurance - January 10th How Much Do I Need to Earn to Avoid Mortgage Stress? More and more home owners are facing the prospect of mortgage stress, which is defined as having to spend over a third (33%) of pre-tax household income on mortgage repayments. In January 2022, the average two-year …
Budgeting & Saving Money - January 9th Timeless Money Tips 1. Pay yourself first Paying yourself first is one of the best things you can do with your money. Set your savings to autopilot. Work out how much you can save from each pay then set …
First Home Buyers - January 3rd First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
Home Loans - December 22nd Global Financial Crisis – What Caused it and How the World Responded What caused the Global financial crisis? The global financial crisis (GFC) began in early to mid-2007 when a loss of confidence by US investors in the value of sub-prime mortgages caused a liquidity crisis. In response, …
