Banking & Insurance - January 25th Prenuptial Agreements: A Full Guide What is a prenuptial agreement? A prenuptial agreement, often known as a "prenup", is a legal contract entered into by a couple before they get married or enter into a civil partnership. This agreement outlines the …
First Home Buyers - January 10th Asbestos in a Home NZ: All You Need to Know Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …
Banking & Insurance - January 10th How Much Do I Need to Earn to Avoid Mortgage Stress? More and more home owners are facing the prospect of mortgage stress, which is defined as having to spend over a third (33%) of pre-tax household income on mortgage repayments. In January 2022, the average two-year …
Budgeting & Saving Money - January 9th Timeless Money Tips 1. Pay yourself first Paying yourself first is one of the best things you can do with your money. Set your savings to autopilot. Work out how much you can save from each pay then set …
First Home Buyers - January 3rd First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
Home Loans - December 22nd Global Financial Crisis – What Caused it and How the World Responded What caused the Global financial crisis? The global financial crisis (GFC) began in early to mid-2007 when a loss of confidence by US investors in the value of sub-prime mortgages caused a liquidity crisis. In response, …
Home Loans - December 18th How Much Does a Home Renovation Cost? A well-planned, well-executed reno can add value to a home. But not all renovations hit the mark. Here we run through some of the renos most likely to add value to a home and their …
Home Loans - December 13th How Do I Fund a Small Business in NZ? A Complete Guide You’ve recognised a gap in the market and got a solid business idea. But there's one minor problem: you need help with start-up costs. It's a good idea to start with a business plan, as …
Banking & Insurance - November 23rd How To Reduce Mortgage Repayments Unfortunately, there's no secret formula to reducing the cost of a home loan. Three things affect the overall cost of a mortgage: Size of the loan Interest rate Mortgage term And there's only one surefire way …
Banking & Insurance - November 20th A Guide to Bridging Loans Whether you've outgrown your house, are looking to scale down, or have discovered your dream home, sometimes it suits to buy a new property before selling your current one. In such a situation, you might …
