Home Loans - October 1st Does New Zealand Have a Capital Gains Tax? What You Need to Know Unless you’ve been living under a rock for the last several years, or perhaps, just living abroad, you will have heard all about capital gains tax (CGT). It’s a contentious topic that has divided the …
Home Loans - September 28th Rentvesting: How it Works and the Pros and Cons Many Kiwis see property as a desirable asset to hold because property values continue to grow over the long term and, importantly for people who are investors, the rent can form part of their passive …
First Home Buyers - September 11th How Much Deposit Do You Need To Buy A House? Given the expensive nature of property in New Zealand, saving for a deposit to buy a home can be a huge ask for aspiring home owners. But exactly how big a deposit do you need …
First Home Buyers - September 11th What is Lenders’ Mortgage Insurance and How Does it Work? Despite expensive house prices and soaring mortgage rates, first home buyers are still active in the housing market. According to RBNZ mortgage figures, so far this year, first home buyers have comprised around 17% of …
Finance News - September 5th NZ’s General Election: a Vote for the Housing Market? Next month's general election will not only decide the future of the government, but that of the housing market, too. Squirrel’s John Bolton gives his expert opinion on the political factors influencing the state of …
First Home Buyers - August 29th Squirrel: How Quickly Will Mortgage Rates Fall When will mortgage rates fall? It's a question on the mind of every Kiwi with a mortgage. Squirrel's John Bolton gives his expert opinion on which way they are headed: The Reserve Bank (RBNZ) has had …
First Home Buyers - August 18th How to Make an Offer on a House In this story we cover: How are properties sold? How do you make an offer on a house? What to consider when making an offer What happens after you make an offer? How are properties …
Home Loans - August 11th What is Negative Equity? How You Can Minimise It Negative equity can be a result of economic downturns, declining property values, or purchasing assets with minimal down payments. It's important to be aware of the potential for negative equity when making significant financial decisions …
Home Loans - August 3rd What is a Line of Credit Home Loan? There may be a few times in your life when you require a large sum of cash relatively quickly. Perhaps you have emergency medical expenses, or want to do a home renovation. Or maybe you …
Home Loans - August 3rd What is a Construction Loan? If you've decided to take the plunge and build your next home, you'll have lots of decisions to make: which fittings and fixtures to choose, a colour scheme and flooring choices, plus which construction loan …
