Credit Cards - January 11th Keen to Get Out of Debt? Here’s Your 11-point Plan Author: David Wright Here are 11 steps that can help you become debt free: 1. Get motivated Money stress might be affecting your health and limiting your ability to think clearly. Make a commitment to change your life. 2. …
Buy Now Pay Later - December 18th Buy Now Regret Later: How AfterPay Can Hurt Your Credit Score Buy now pay later (BNPL) schemes might be a quick and easy route to retail heaven, but if misused, they can seriously damage your credit score. Over the past few years, BNPL schemes have done for …
Personal Loans - December 11th Canstar Reveals the Best Personal Loans 2020 If you need money in a hurry, personal loans are a quick and easy source of funds. And if you've a good credit history, personal loans can be relatively inexpensive, too, when compared with credit …
Home Loans - December 7th Can You Get a Mortgage For a Tiny Home in NZ? Embracing simple living in a smaller house, often built on wheels so it’s moveable, has been dubbed the tiny house movement. This type of home is quicker to build and comes with lower maintenance costs, …
Personal Loans - November 19th How a Personal Loan Can Help: All You Need to Know While there are some great low-interest loan deals on the market. In plenty of cases, it’s more convenient to reach for your credit card to make purchases. But if you have a large expense coming …
Banking & Insurance - November 3rd 292%!? How Much Personal Loan Interest Are You Paying? Earlier this year, the government passed new legislation limiting the amount of personal loan interest that lenders can charge their customers. It was in response to unscrupulous lenders charging clients astronomical interest rates that sucked …
Health Insurance - August 4th Paying Big Dental Bills: What Are My Options? Dental treatments don’t come cheap. The average cost for a filling in New Zealand is between $150-$320. A root canal costs $740-$1160, and a tooth removal around $230. And braces? You’re looking at anywhere from …
Banking Satisfaction - August 3rd The Co-operative Bank: No.1 for Personal Loans Sometimes in life, we all need a little extra cash, whether it's for a new car, a much needed holiday or to just consolidate other debts. And, thankfully, there is an easier way to go …
Personal Loans - May 7th Budgeting for Home Maintenance: Costs To Keep in Mind When you're a homeowner, outgoings don’t end at mortgage payments and utility bills. It pays to factor in the cost of the general maintenance issues that can pop up, so you don’t get caught out …
Credit Cards - April 6th What Debts to Pay Off First: How to Prioritise Your Loan Repayments Debt can be a helpful tool. It can be used as leverage to fund future prosperity, for example, borrowing to buy a property, study or start a business. But plenty of people use borrowing as …