ANZ Credit Cards

Types of ANZ credit cards

Low Rate Visa

Features:

• Up to 55 days interest free on purchases

Fees and charges:

• No annual card fee
• Balance transfers: 1.99% p.a. for the first two years
• Purchase interest rate: 13.90% p.a.
• Cash advance interest rate: 20.95% p.a.
• $500 minimum credit limit

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CashBack Visa

Features:

• Unlimited cashback
• $1 cash for every $150 spent on eligible purchases
• Up to 55 days interest free on purchases

Fees and charges:

• $40 annual fee
• Additional card: $5 p.a.
• Purchase interest rate: 20.95% p.a.
• $500 minimum credit limit

CashBack Visa Platinum

Features:

• Unlimited cashback
• $1 cash for every $120 spent on eligible purchases
• Special platinum privileges, include concierge service and entertainment privileges
• Up to 55 days interest free on purchases

Fees and charges:

• $80 annual fee
• Additional card: $5 p.a.
• Purchase interest rate: 20.95% p.a.
• Interest rate on cash advances: 20.95% p.a.
• $8000 minimum credit limit

Airpoints Visa

Features:

• Earn 1 Airpoints Dollar for every $170 you spend on eligible purchases
• Airpoints will never expire while your card is active
• Up to 44 days interest free on purchases

Fees and charges:

• $65 annual fee
• Additional card: $5 p.a.
• Purchase interest rate: 20.95% p.a. 
• Interest rate on cash advances: 20.95% p.a.
• $500 minimum credit limit

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Airpoints Visa Platinum

Features:

• Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases
• Earn 50% bonus Status Points on top of the Status Points you earn on eligible flights with Air New Zealand
• Use your card to pay for at least half your pre-paid travel expenses and you’ll get Overseas Travel Insurance for your trip (Exclusions, T&Cs apply)
• No Koru joining fee and $145 off the standard 12-month individual Koru membership fee
• Up to 44 days interest free on purchases

Fees and charges:

• $150 annual fee
• Additional card: $5 p.a.
• Purchase interest rate: 20.95% p.a. 
• Interest rate on cash advances: 20.95% p.a.
• $8000 minimum credit limit

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