ASB Car Insurance

While not mandatory, car insurance is a sensible purchase for anybody driving their vehicle on New Zealand’s busy roads. However, not all insurance policies are created equal. Here, Canstar reviews ASB’s vehicle cover.

ASB Bank logo

What car insurance policies does ASB Offer?

ASB offers customers three levels of car insurance policies: Full Cover (Comprehensive), Third Party, Fire & Theft, and Third Party.

All three policies feature the optional benefits of:

  • Roadside service
  • Excess-free glass repairs

Additionally, ASB offers a range of discount options for eligible customers.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by ASB’s Full Cover policy?

ASB’s Full Cover policy provides customers comprehensive protection against sudden or accidental loss/damage.

This includes: 

  • Loss or damage caused by flood, storm or fire
  • Legal liability up to $20m
  • Replacement of keys and locks (excess-free up to $500)

Optional extras: hire vehicle and trailer cover.

What’s covered by ASB’s Third Party, Fire & Theft policy?

Protection for legal liability up to $20m, as well as damage from fire and theft. The policy also offers up to $5000 in the event of an accident when the other driver is at fault and uninsured.

Optional extra: hire vehicle.

What’s covered by ASB’s Third Party Policy?

ASB’s Third Party Policy includes legal liability for up to $20m, as well as up to $5000 for incidents inflicted by an uninsured driver.

What makes ASB Car Insurance different?

ASB customers can enjoy a range of multi-policy discounts, as well as access to its Repairhub car-repair centres, which provide complimentary pick-up and drop-off services.

About ASB

Established in 1847 as the Auckland Savings Bank, ASB provides over 1.3 million Kiwi customers with personal, business and rural-banking services. ASB is owned by the Commonwealth Bank of Australia. 

Written by: Bruce Pitchers | Last updated: December 16, 2024