ASB Credit Cards
Types of ASB credit cards
ASB Flex
Features:
- ASB’s lowest rate credit card with no annual fee, Flex could be a good option for those who don’t usually use credit cards, but would like access to credit for unforeseen essential purchases.
Fees and charges:
- No annual account fee
- Purchase interest rate: 9.95% p.a.
- Cash advance interest rate: 9.95% p.a.
- Minimum credit limit: $500
- Up to 55 days interest free
ASB Visa Light
Features:
- Smart Rate interest of 0% p.a. for six months for eligible purchases of $1000 or more
Fees and charges:
- No annual account fee
- Purchase interest rate: 13.50% p.a.
- Balance transfers: 0% p.a. for the first six months
- Cash advance interest rate: 22.95% p.a.
- Current Smart Rate: 0% p.a. for six months
- Up to 55 days interest free
ASB Visa Rewards
Features:
- Choose between earning True Rewards dollars, or Everyday Rewards points through Woolworths and bp service stations
- Use True Rewards dollars like real dollars at ASB partner stores, transfer to your ASB KiwiSaver, or gift them to charity
- $1 spend = $0.0066 True Reward Dollar
- Up to 55 days interest free
Fees and charges:
- $40 annual fee
- Joint account fee: $26 p.a. (per person)
- Additional card: $12 p.a. (per card)
- Purchase interest rate: 20.95% p.a.
- Balance transfers: 0% p.a. for the first six months
- Cash advance interest rate: 22.95% p.a.
ASB Visa Platinum Rewards
Features:
- Choose between earning True Rewards dollars, or Everyday Rewards points through Woolworths and bp service stations
- Use True Rewards dollars like real dollars at ASB partner stores, transfer to your ASB KiwiSaver, or gift them to charity
- $1 spend = $0.010 True Reward Dollar
- Up to 55 days interest free
Fees and charges:
- $80 annual fee
- Joint account fee: $55 p.a (per person)
- Additional card: $30 p.a. (per card)
- Purchase interest rate: 19.95% p.a.
- Balance transfers: 0% p.a. for the first six months
- Cash advance interest rate: 22.95% p.a.
Canstar’s free comparison tool gives you the ability to compare ASB Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.