BNZ Credit Cards

Types of BNZ credit cards

BNZ Lite Visa

Features:

• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $10 annual fee
• Additional card: $3 p.a.
• Purchase interest rate: 13.50% p.a.
• Cash advance interest rate: 22.95% p.a.

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BNZ Advantage Visa Classic

Features:

• Choose your rewards: Cash Rewards or Flybuys
• $40 spend = 1 Flybuys
• $1 spend = 1 BNZ Point ($150 spend = BNZ Points equivalent to $1 cash back)
• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $40 annual fee
• Additional card: $12 p.a.
• Purchase interest rate: 20.95% p.a.
• Cash advance interest rate: 22.95% p.a.

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BNZ Advantage Visa Platinum

Features:

• Choose your rewards: Cash Rewards or Flybuys
• $20 spend = 1 Flybuys
• $1 spend = 1.67 BNZ Points ($90 spend = BNZ Points equivalent to $1 cash back)
• Up to 90 days free travel insurance (Exclusions, T&Cs apply)
• Domestic rental vehicle excess insurance (Exclusions, T&Cs apply)
• Concierge service
• Emergency travel assistance
• Minimum credit limit $8000
• Up to 55 days interest free

Fees and charges:

• Minimum monthly repayment is 2% of your balance or $25 – whatever is more
• $90 annual fee
• Additional card: $20 p.a.
• Purchase interest rate: 18.95% p.a.
• Cash advance interest rate: 18.95% p.a.

BNZ Rewards: What’s on Offer?

BNZ Rewards offers a wide range of redemption choices, including travel and accommodation options, gift cards, cash backs and Flybuys.

You can redeem the BNZ Points you earn on your BNZ rewards credit card to:

Book Travel

• Choose and book flights from over 800 airlines worldwide through the BNZ website
• Use BNZ Points or combine them with cash to book your flights

Redeem for Cash

• Redeem your BNZ Points for cash paid onto your credit card at any time, or set up an automatic monthly redemption

Transfer to Partners

• Transfer your BNZ Points to other loyalty programs. Choose from a wide range of airline and hotel partners, including Accor, IHG and Wyndam hotel reward programs and airline rewards from Qantas, Qatar, United, Emirates, Etihad, British Airways and Cathay Pacific

Transfer to Flybuys

• Use your BNZ Points by transferring them to Flybuys, to access a wide range of rewards, deals and bonus offers. 40 BNZ Points = 1 Flybuys

Purchase eGift Cards

• Use BNZ Points to purchase an eGift card from a wide range of retailers. Treat yourself, or someone else, with a digital gift card that’s emailed instantly

Canstar’s free comparison tool gives you the ability to compare BNZ credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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