FMG Car Insurance

What car insurance policies does FMG offer?

FMG offers four levels of cover:

• Superior Private Vehicles: Comprehensive
• Essential Private Vehicles: Third Party
• Essential Private Vehicles: Third Party Fire & Theft
• Essential Private Vehicles: Fire & Theft

Check out the link below to see how FMG compares against other insurers:

Compare Car Insurance with Canstar

What’s covered by FMG’s Superior Policy?

FMG’s Superior policy offers benefits that include:

• Legal liability for you and approved drivers, up to $10m
• Death or permanent injury cover up to $10,000
• New/near-new vehicle replacement
• Excess-free glass cover
• Excess-free replacement of locks and keys if lost or stolen
• Misfuelling (accidentally using the incorrect fuel in your vehicle)
• Trailer, up to $1000
• Trip-completion, up to $2000

Optional benefits

You can purchase the following optional benefits:

• Hire car during repair: up to $100 a day for 30 days

What’s covered by FMG’s Essential policies?

FMG’s policy gives customers the option of being covered for soley: 

• Third Party Only
• Third Party Fire and Theft
• Fire and Theft
• Fire Only

What makes FMG’s car insurance different?

FMG focusses on New Zealand’s farming and rural communities and offers a personalised service that delivers insurance products designed to fit its customer’s lifestyles and businesses. It offers a range of automatic benefits that many other insurers include as optional add-ons, such as excess free glass cover.

About FMG

FMG has been an important part of the New Zealand farming landscape for over 100 years. They are a mutually owned insurer that was formed to help rural Kiwis protect their farms and livelihoods.