FMG Car Insurance

What car insurance policies does FMG offer?

FMG offers the usual level of motor insurance cover:

• Superior Private Vehicles policy: Comprehensive
• Essential Private Vehicles policy: Third Party
• Essential Private Vehicles policy: Third Party Fire and Theft
• Essential Private Vehicles policy: Fire and Theft

Check out the link below to see how FMG compares against other insurers:

Compare Car Insurance with Canstar

What’s covered by FMG’s Superior Private Vehicles Policy (Comprehensive)?

This policy provides full comprehensive cover for personal vehicles, and includes benefits such as:

• Legal liability for you and approved drivers, up to $10m
• Excess-free cover if you are not at fault
• Excess-free glass cover
• Excess-free replacement of locks and keys if lost or stolen
• Misfuelling (accidentally using the incorrect fuel in your vehicle)
• Vehicle accessories (up to $5000) and non-standard wheels (up to $2000)
• Trailer, up to $1000
• Trip-completion, up to $2000

Optional benefits

You can purchase the following optional benefits:

• Hire car during repair: up to $100 a day for 30 days

What’s covered by FMG’s Essential Private Vehicles Policy (Third Party, Fire and Theft)?

FMG’s policy gives customers the option of being covered for: 

• Third Party Only
• Third Party Fire and Theft
• Fire and Theft
• Fire Only

What makes FMG’s car insurance different?

FMG is New Zealand’s leading rural insurer, providing insurance that covers New Zealander’s farming, lifestyle, domestic and commercial requirements. It offers the flexibility to meet the needs of the individual.

It also offers a range of automatic benefits that many other insurers include as an add-on, such as excess free glass cover.

About FMG

FMG has been an important part of the New Zealand farming landscape for over 100 years. They are a mutually owned insurer that was formed to help rural Kiwis protect their farms and livelihoods.