Gem Visa Credit Card

Latitude is a lending business that operates in Australia and New Zealand, it issues Gem credit cards.

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Gem credit cards

Gem Visa Credit Card

Gem Visa Credit Card

Features:

  • Six-months interest free on all purchases $250 and above
  • Cashback offers from selected retailers
  • 0% p.a. on long-term deals at participating retailers

Fees and charges:

  • $65 annual fee
  • $55 establishment fee
  • Purchase interest rate: 29.49% p.a.
  • Cash advance rate: 29.95% p.a.

Gem Essential

Gem Essential is currently not open to new applicants.

Features:

  • No interest for up to 55 days

Fees and charges:

  • No annual or additional cardholder fee
  • Purchase interest rate: 22.49% p.a.
  • Cash advance interest rate: 29.95% p.a.

Canstar’s free comparison tool gives you the ability to compare Gem credit cards with those from other lenders in the credit card market. For more details, just click on the button below.

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Written by: Caitlin Bingham | Last updated: March 28, 2025