Gem Visa Credit Card
Latitude is a lending business that operates in Australia and New Zealand, it issues Gem credit cards.
Gem credit cards
Gem Visa Credit Card
Features:
- 6 months interest free on all purchases $250 and over at participating stores
- Cashback offers from selected retailers
- 0% p.a. on long-term deals at some of NZ’s leading brands
Fees and charges:
- $55 annual fee
- $55 establishment fee
- Purchase interest rate: 29.49% p.a.
- Cash advance rate: 29.95% p.a.
- $5 card replacement fee
Gem Essential
Gem Essential is currently not open to new applicants.
Features:
- No interest for up to 55 days
Fees and charges:
- Purchase interest rate: 22.49% p.a.
- Cash advance interest rate: 29.95% p.a.
Gem CreditLine
Gem CreditLine is currently not open to new applicants.
Features:
- 0% interest for 120 days when you spend over $100 at a participating store
- 0% interest on long term deals with select brands
Fees and charges:
- $55 annual fee
- Purchase interest rate: 29.95% p.a.
- Cash advance interest rate: 29.95% p.a.
Canstar’s free comparison tool gives you the ability to compare Gem credit cards with those from other lenders in the credit card market. For more details, just click on the button below.
