House of Travel Insurance

When planning an overseas holiday, arranging travel insurance is as vital as checking your passport’s not expired. Canstar assesses how House of Travel insurance policies stack up against the competition.

Compare House of Travel Insurance

To compare House of Travel insurance policies with those from other providers on Canstar’s database, follow the link below.

Compare Travel Insurance

What types of travel insurance does House of Travel offer?

House of Travel partners with Allianz to offer its eight travel insurance plans:

  • Plan A: Essentials Plus
  • Plan B: Premier
  • Plan C: Non-residents Incoming to New Zealand
  • Plan D: Permanent One Way From New Zealand
  • Plan E: Multi-trip
  • Plan F: Domestic Cancellation
  • Plan G: Domestic Essentials
  • Plan H: Residents Returning to New Zealand

What’s covered by House of Travel’s Plan A: Essentials Plus policy?

Plan A is available as a single or family package. Both options come with unlimited overseas emergency medical assistance and hospital expenses. Also:

  • $400 per person for overseas dental expenses
  • $1500 for continuing medical expenses on return to NZ (per person)
  • Accidental death cover of $50,000 for singles/$100,000 for families
  • Permanent disability cover of $50,000 for singles/$100,000 for families
  • Cancellation cover of $10,000 for singles/$20,000 for families
  • $4500 for rental vehicle insurance excess
  • Up to $2.5 million for personal liability
  • Additional expenses up to $50,000 for singles/$100,00 for families
  • Alternative transport expenses of $5000 for singles/$10,000 for families

What’s covered by House of Travel’s Plan B: Premier policy?

Plan B is also available as a single or family package. It covers everything that Plan A covers, often with higher compensation, plus extra areas including: dental expenses on return to New Zealand and loss of income. Also:

  • Resumption of journey cover of $10,000 for singles/$20,000 for families
  • Cancellation cover of $100,000 for singles/$200,000 for families
  • Travel delay expenses of $2000 for singles/$4000 for families
  • Accidental death cover of $75,000 for singles/$150,000 for families

What’s covered by House of Travel’s Plan C: Incoming to New Zealand Non-residents policy?

Plan C is available for non-residents travelling to New Zealand. Policy holders will receive unlimited overseas emergency medical and hospital expenses, plus cover for additional situations. The policy can be taken out for singles or families.

What’s covered by House of Travel’s Plan D: Permanent One-way From New Zealand policy?

Plan D is available for those moving from New Zealand permanently. This policy can be taken out for singles or families. Singles will be eligible for up to $250,000 for overseas emergency medical and hospital expenses. Families will be eligible for up to $500,000 for the same cover.

What’s covered by House of Travel’s Plan E: Multi-trip policy?

Policy holders are entitled to unlimited overseas emergency medical and hospital expenses. Other cover includes death, disability, cancellation and personal liability. Cover extends across unlimited journeys of up to 90 days overseas over a 12 month period. Some elements of the cover also apply for domestic travel on trips further than 250km from home.

What’s covered by House of Travel’s Plan F: Domestic Cancellation policy?

Plan F provides cover for domestic travel cancellation only. Singles are eligible for cover up to $10,000 and families are eligible for cover up to $20,000.

What’s covered by House of Travel’s Plan G: Domestic Essentials policy?

Plan G provides cover for those travelling domestically. Plan G’s policy covers cancellation, personal liability, rental vehicle insurance excess and more.

What’s covered by House of Travel’s Plan H: Residents Returning to New Zealand policy?

Plan H provides cover for New Zealand residents who are overseas and ends when they arrive at any immigration counter in New Zealand.

Plan H provides comprehensive cover for residents and includes unlimited cover for overseas emergency medical and hospital expenses, personal liability, cancellations and additional expenses.

Optional cover available for most plans includes:

  • Increased item limits
  • Increased rental vehicle insurance excess cover
  • Special activity packs

About House of Travel

Established in 1987, House of Travel is one of the largest privately owned travel companies in New Zealand.

Compare Travel Insurance

Written by: Caitlin Bingham | Last updated: November 29, 2024