PD Insurance

Pets offer an endless amount of love and companionship. But, just like human health, the wellbeing of your pets can become complicated and expensive when things go wrong. To ensure you and your furry friends are better prepared for the unexpected, Canstar compares pet insurance policies and discovers how PD Insurance stacks up against the competition.

What does PD Insurance offer?

PD Insurance offers three levels of pet insurance cover for both cats and dogs. The policies on offer are:

  • Accident Plan
  • Classic Plan
  • Deluxe Plan

What’s covered by PD Insurance’s policies for dogs?

Accident Plan

Provides cover for accidents up to $5000 per annum:

  • Accident cover
  • Prescribed medication
  • Radiology
  • Pathology

  • Operating theatre costs
  • Hospitalisation
  • Non-elective euthanasia
  • Other costs: non-elective procedures

Classic Plan

Provides cover for accidents and illnesses up to $10,000 per annum. Includes cover for everything in the Accident Plan, plus:

  •  Illness cover
  •  Hereditary conditions cover

Deluxe plan

Offers up to $20,000 annual coverage for accidents and illnesses. It includes cover for everything in the Classic Plan plus dental care:

  • Abscesses
  • Gingivitis
  • Tooth removal when medically required

Other benefits include:

  • 5% multi-pet discount
  • Option to pay month-to-month with no contract lock-in
  • All policies include liability cover protects you if your pet causes injury or damage to someone else or someone else’s property

*Terms, conditions and exclusions apply. Please see latest policy wording for details.

What’s covered by PD Insurance’s policies for cats?

Accident Plan

Provides cover for accidents up to $5000 per annum:

  • Accident cover
  • Prescribed Medication
  • Radiology
  • Pathology

  • Operating theatre costs
  • Hospitalisation
  • Non-elective euthanasia
  • Other costs: non-elective procedures

Classic Plan

Provides cover for accidents and illnesses up to $10,000 per annum. Includes cover for everything in the Accident Plan, plus:

  •  Illness cover
  •  Hereditary conditions cover

Deluxe plan

Offers up to $20,000 annual coverage for accidents and illnesses. It includes cover for everything in the Classic Plan plus dental care:

  • Abscesses
  • Gingivitis
  • Tooth removal when medically required

Other benefits include:

  • 5% multi-pet discount
  • Option to pay month-to-month with no contract lock-in
  • All policies include liability cover protects you if your pet causes injury or damage to someone else or someone else’s property

*Terms, conditions and exclusions apply. Please see latest policy wording for details.

What’s not covered by PD Insurance?

Similar to other pet insurers, PD Insurance does not cover animals for pre-existing conditions or for treatment of conditions caused by negligent owner behaviour.

What makes PD Insurance different?

One of the standout differences is that PD Insurance provides legal liability cover. That means if your pet causes damage to someone else’s property, or injured another person or pet, you could be covered.

About PD Insurance

PD Insurance has been providing low-cost car insurance in Australia for years. In 2020, it launched pet insurance here in New Zealand with the aim of offering excellent pet insurance at low prices.


To check out how PD Insurance compares against other insurers in Canstar’s latest customer satisfaction ratings, click on the button below.

Compare pet insurance with Canstar!

 

Written by: Bruce Pitchers | Last updated: August 26, 2024