Simplicity KiwiSaver
Simplicity is a low-fee, not-for-profit KiwiSaver provider that gives away 15% of the fees it charges.
Compare Simplicity KiwiSaver
If you’re considering opening a KiwiSaver fund with Simplicity, check out Canstar’s latest Star Ratings for its products.
Types of Simplicity KiwiSaver funds
Simplicity offers six KiwiSaver funds, each offering a different level of potential return and targeted to the needs of a different life stage. Each is a passively managed fund aligned to different market indexes.
- Defensive
- Conservative
- Balanced
- Default
- Growth
- High Growth
The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options.
Simplicity offers:
Low fees
Simplicity doesn’t charge any annual membership fees. Across all its funds, Simplicity charges the same fee: 0.25% p.a., or $2.50 for every $1000 invested.
Total Transparency
Clear breakdown of all investments, contributions, fees, taxes and returns.
Forecasting Tools
See how different fund types and contributions could impact your returns.
Easy Switching
Change the funds you’re invested in online at no charge.
Linked Accounts
One central login gives access to all your family’s accounts.
Simplicity is also one of the government-appointed default KiwiSaver scheme providers, in part for its ability to deliver low fees and promote KiwiSaver engagement.
Eligibility to open a Simplicity KiwiSaver account
Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.
How to open a Simplicity KiwiSaver account
Apply online at the Simplicity website.
