Canstar’s full travel insurance Star Ratings break down the best insurance providers and products for the following global holiday destinations, plus all destinations for senior travellers:
Headed off overseas and looking for the best in money cards? Here’s a rundown of some of the most popular cards in New Zealand:
Travel Insurance - October 11th
Key points: Travel insurance ensures Kiwis can gain access to potentially life-saving medical treatments when overseas. Travel insurance also covers for the loss or theft of personal possessions while travelling. The New Zealand Government advises all…
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Thanks to international money transfers, it's relatively simple to transfer funds to New Zealand. Canstar looks at the steps you'll need to take. How do I transfer funds back to New Zealand? When you come back…
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What does it mean to 'clear customs'? Clearing customs involves going through the process of being inspected and approved by customs authorities when travelling overseas. This process ensures compliance with specific rules and regulations, the safety…
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Can New Zealanders get a student loan in Australia? Most New Zealand citizens aren't typically eligible for a student loan, or HELP loan, in Australia. However, they can access Commonwealth Supported Places (CSP) instead. New Zealand…
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If you're headed off overseas, it's crazy not to consider taking out travel insurance. It's not something you ever want to use. But should the unexpected happen, it can prevent a ruined holiday turning into a…
– Read moreTravel insurance is financial cover for emergencies, accidents or loss that might occur to you or your belongings while you are travelling either domestically or internationally.
The New Zealand government website SafeTravel recommends travel insurance for anyone taking a trip away from home, especially overseas.
If you don’t have travel insurance and you lose your luggage, have an accident, medical emergency, or legal incident, you could face huge bills.
Cancelled flights and hotel accommodation can leave you out of pocket by thousands of dollars, but medical expenses can be even worse. A health emergency overseas can end up costing hundreds of thousands of dollars.
However, if you have travel insurance, you can travel confidently knowing you can get financial help in an emergency.
In addition to organising travel insurance, before you leave:
There are two types of travel insurance cover policies.
Domestic travel insurance policies usually cover you for events such as:
Domestic travel insurance usually doesn’t cover you for:
International travel insurance policies usually cover you for events such as:
International travel insurance usually doesn’t cover you for:
NB: No travel insurance policy will cover you for every single thing that might go wrong while you’re away, so it’s important to read your policy’s terms and conditions carefully to discover the full extent of your cover.
Products from the following travel insurance providers were rated in Canstar’s 2023 Travel Insurance Star Ratings and Awards: